Calculate employer cost

What's actually in that offer letter.

Enter salary and benefits to see the total cost of employment.

$
$
Average employer share for single coverage: $7,885/year (KFF 2025)
%
Average employer 401(k) match is 3–6% of salary
$
Dental, vision, life insurance, commuter benefits, etc.

Included: Social Security (6.2% to the 2026 wage base), Medicare (1.45%), FUTA, state unemployment (SUTA), workers' compensation, health insurance, 401(k) match, and other benefits.

{{ formError }}
Total employment cost
{{ receiptMeta }}
ignition
{{ total }}
total annual cost of employment
{{ perMonth }}/month · {{ perHour }}/hour
{{ ln.label }} {{ ln.value }} {{ ln.pct }}
Cost above salary {{ aboveValue }} {{ abovePct }}
{{ t.label }}
{{ t.value }}
{{ t.sub }}

Payroll tax estimates use 2026 federal rates — Social Security to the $184,500 wage base, Medicare, and FUTA — plus published state SUTA wage bases and new-employer rates. Workers' comp uses a national blended average of roughly $1.00 per $100 of payroll and is the least precise line; actual rates vary significantly by job classification and claims history (NCCI data). Health insurance default is the KFF 2025 employer share for single coverage.

Your itemized cost is ready

Add your work email on the left and we'll unlock the full breakdown.